5 Common Mistakes to Avoid When Buying Health Insurance

Choosing the wrong health insurance policy can cost you money and peace of mind. Here are common mistakes to watch out for:

  1. Focusing Only on Price – The cheapest policy might not offer the coverage you need.
  2. Ignoring the Waiting Period – Many policies have a waiting period for pre-existing conditions.
  3. Not Checking Network Hospitals – Ensure your preferred hospitals are in the insurer’s network.
  4. Skipping Policy Terms – Understand what’s covered and what’s excluded.
  5. Overlooking Renewal Benefits – Some policies offer enhanced coverage over time